DIGITAL SOLUTIONS
Banking and Insurance
Namirial solutions for banks, financial institutions, fintech companies, insurance providers and intermediaries automate onboarding, identity verification, electronic signatures and document management in compliance with AML, KYC and eIDAS regulations, reducing processing times and improving the customer experience
Security and compliance: digital technology to stay closer to your customers
In the banking, financial services and insurance sectors, competitiveness depends on the ability to deliver fast and intuitive digital processes without compromising regulatory compliance, data security, fraud prevention or traceability.
For banking services, digital channels are becoming increasingly important, with smartphones confirmed as users’ preferred device (ABI/Doxa survey). In the insurance market, total global premiums are expected to reach ten trillion by 2030, with eight out of ten policies distributed through digital platforms.
In this context, technology becomes the primary competitive differentiator for banks, insurance companies and financial intermediaries. Digital onboarding, identity verification, electronic signatures and certified electronic delivery make it possible to simplify account opening, loan applications, insurance policy subscriptions, customer due diligence, contract management and regulated communications, improving the experience of retail, corporate and intermediary customers.
-95%
Reduction in customer acquisition and identity verification time
24/7
Customers choose when to complete onboarding, signing and subscription processes
Digital benefits
Digitally manage and sign internal documents and customer contracts.
Create accounts and access services securely using SPID or CIE in Italy.
Digitally onboard customers and agents through SPID or biometric identity verification, either self-service or assisted by an operator, in compliance with IVASS Regulation 44/2019.
Perform reliable identity verification for AML, KYC and Customer Due Diligence requirements.
Open bank accounts or subscribe to insurance policies without printing documents, using electronic signatures in branch or remotely.
Integrate digital onboarding and electronic signatures through APIs.
Our solutions for your business
Regulatory Compliance
With NamirialSmouse, you have innovative software solutions for financial compliance, anti-money laundering, and the management of communications with regulatory authorities.
Onboarding
Our service enables fully digital management of customer acquisition flows, in compliance with AML, KyC and Adequate Verification standards.
Identity verification
Identity proofing is an essential procedure in all contexts where it is necessary to ascertain the identity of the customer and the compliance of their documents. In particular, it is essential for adhering to anti-fraud regulations and ensuring the proper conduct of transactions.
Certified delivery
Managing certified communication flows is a prerequisite for organizations that need to retain evidence of document delivery and receipt and track the actions taken by message recipients.
Namirial Smouse, compliance solutions for financial intermediaries and obliged entities
Innovative software solutions and services for regulatory reporting, anti-money laundering compliance, communications with authorities, and the governance of legally significant corporate communications.
COMMUNICATIONS WITH THE ITALIAN REVENUE AGENCY AND OTHER AUTHORITIES
Comprehensive solutions for managing tax communications and regulatory compliance.
Reporting Solutions for the Italian Revenue Agency
Financial Accounts Register (Anagrafe dei Rapporti) – FATCA – CRS – Tax Monitoring – CESOP – DAC6 – POS Transactions – POS Tax Credits – Contracts and Premiums – Supplementary Pension Schemes – Insurance Claims – Data Exchange System (SID)
Solutions for Managing Investigations and Requests from Authorities
Tax Investigations – Criminal Investigations – Tax Monitoring Investigations – Seizure Management – FUG Reporting – Garnishment Management
AML ANTI-MONEY LAUNDERING
AML Suite is the application platform designed to manage anti-money laundering compliance requirements.
- Customer Due Diligence (KYC)
- Risk Profiling and Ongoing Customer Monitoring
- Suspicious Activity Report (SAR) Management
- Maintenance and Updating of the Single Electronic Archive (AUI) and generation of S.AR.A. reporting flows
SOFTWARE FOR THE BANKING SECTOR
A suite of tools for banking process automation.
- Account Switching
- Estate Administration and Inheritance Management
- Financial Statement Certifications
mailDocPRO | Platform for structured management of the entire corporate communications lifecycle
PEC, postal digitization services, SERC and Qualified SERC (SERCQ). mailDocPRO centralizes channels, users, and processes, automating routing, delivery, and archiving while ensuring security, traceability, and regulatory compliance.